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No Annual Fee Credit Cards

Many credit cards do not charge annual fees.  However, when deciding which one is the best fit for you there are many factors to consider. The most important being the interest rate they charge and what premiums you get from the card.  
 




  

TD Green Visa Card
TD Green Visa Credit Card
   
   

Up to $200,000 in Common Carrier Travel Accident Insurance

    Up to three free supplementary cards.
    Budget Rent A Car Preferred Rates
    Purchase Security and Extended Warranty Protection
    
Apply for the TD Green Visa Card

Find out more about the TD Green Visa Card
Interest Rate Annual Fee Minimum credit limit Cash Advances Credit Needed
18.5% None $500 Up to $500 Fair Credit

VanCity EnviroFund VISA

   
   

Almost anything you buy with your VanCity EnviroFund VISA card will be repaired, replaced or reimbursed in the event of theft or damage within 90 days of purchase.

    The manufacturer's warranty on most items you purchase doubles or extends (up to one year) when you use your VanCity EnviroFund VISA card
    You'll receive up to $200,000 of Travel Accident Insurance at no charge when you use your VanCity EnviroFund VISA card to purchase your common carrier fare
    In the event of an emergency, you'll receive a replacement card, usually within 48 hours
    



Interest Rate Annual Fee Minimum credit limit Cash Advances Credit Needed
17.75% None $500 Up to $500 Fair Credit

RBC VISA Classic

   
   

Permanent low interest rate helps you save money when you carry a balance on your card.

    Instant discount and special offers from popular national retailers through the RBC Royal Bank Visa Instant Savings Program
    Guaranteed hotel reservations
    


Interest Rate Annual Fee Minimum credit limit Cash Advances Credit Needed
18.5% None $500 Up to $500 Fair Credit

Citizens Bank of Canada Amnesty International VISA
   
   

Every time you use your Amnesty International VISA card, Citizens Bank of Canada will donate 10?to Amnesty International.

    Citizens Bank Amnesty International VISA Convenience Cheques
    $200,000 Travel Accident Insurance
    Purchase Security Coverage
    


Interest Rate Annual Fee Minimum credit limit Credit Needed
17.75% None $500 Fair Credit

Laurentian Bank Black VISA Card

   
   

Worldwide acceptance in more than 150 countries

    Payment protection available (Assur-payment)
    Guaranteed reservation services (Hotels)
    No annual fees and free additional cards
    


Interest Rate Annual Fee Minimum credit limit Cash Advances Credit Needed
18.5% None $500 Up to $500 Fair Credit

Desjardins Elegance GOLD Card VISA
   
   

The BONUSDOLLARS Rewards Program

    Purchase Protection and Extended Warranty
    Free supplementary cards
    ZERO responsibility in case of Internet fraud
    

Interest Rate Annual Fee Minimum credit limit Credit Needed
10.9% None $5,000 Excellent Credit

HSBC Standard MasterCard
   
   

No interest charges - 19 day grace period from statement date on purchases

    No transaction fees on purchases
    


Interest Rate Annual Fee Minimum credit limit Credit Needed
18.4% None $500 Fair Credit

RBC VISA Classic Student
   
   

Permanent low interest rate helps you save money when you carry a balance on your card.

    Instant discount and special offers from popular national retailers through the RBC Royal Bank Visa Instant Savings Program
    Guaranteed hotel reservations
    The RBC Royal Bank Visa Student Classic allows university and college students to build a credit history while enjoying the worldwide acceptance and convenience of a fully featured Royal Bank Visa ca
    


Interest Rate Annual Fee Minimum credit limit Cash Advances Credit Needed
18.5% None $500 Up to $500 No Credit

Citi MasterCard
   
   

Price protection

    Worldwide Access to cash
    No annual fee
    24/7 customer service
    


Interest Rate Annual Fee Minimum credit limit Balance Transfers Credit Needed
18.5% None $1,000 5.9% (6 month intro. rate) 19.9% thereafter) Fair Credit

Citi Gold MasterCard
   
   

Purchase assurance and extended warranty

    Emergency assistance service
    Price protection
    224/7 customer service.
    


Interest Rate Annual Fee Minimum credit limit Balance Transfers Credit Needed
18.5% None $2,500 5.9% (6 month intro. rate) 18.5% thereafter) Good  Credit

Citi Platinum MasterCard
   
   

Up to $500,000 in travel accident and baggage delay insurance

    Save up to $20/day with automatic collision/ loss damage waiver when you rent a car.
    Price protection
    24/7 customer service.
    


Interest Rate Annual Fee Minimum credit limit Balance Transfers Credit Needed
17.9% None $5,000 5.9% (6 month intro. rate) 17.9% thereafter) Excellent Credit

President’s Choice Financial MasterCard
President’s Choice Financial MasterCard
   
   

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